Rates, Disclosures, Terms and Conditions

Posted rates are subject to change at any time. For the most recent lending rates and details on our other lending programs for which rates are not listed, including adjustable rate home equity lines of credit, fixed rate home equity loans, and mortgage loans secured by non-owner occupied residential and commercial properties, please call us at 773-561-7051.

Deposit Rates

The posted deposit rates are subject to change at any time. Call us at 773-561-7051 for more information and options. Rates are effective 03/01/2016.

Account Type Minimum Balance APY Interest Rate
NOW Account $800.00 0.05% 0.05%
Personal Money Market $100,000 and above 0.25% 0.25%
$75,000 to $100,000 0.20% 0.20%
$25,000 to $75,000 0.15% 0.15%
$2,500 to $25,000 0.10% 0.10%
Passbook/Statement Savings $50.00 0.10% 0.10%
Super Passbook Savings $2,500.00 and above 0.15% 0.15%
$0.01 to $2,499.99 0.05% 0.05%
6 Month Certificate of Deposit $2,000.00 0.25% 0.25%
12 Month Certificate of Deposit $2,000.00 0.30% 0.30%
18 Month Certificate of Deposit $2,000.00 0.40% 0.40%
24 Month Certificate of Deposit $2,000.00 0.60% 0.59%
30 Month Certificate of Deposit $2,000.00 0.60% 0.59%
36 Month Certificate of Deposit $2,000.00 0.80% 0.79%
48 Month Certificate of Deposit $2,000.00 1.00% 0.98%
60 Month Certificate of Deposit $2,000.00 1.25% 1.22%
96 Month Certificate of Deposit $2,000.00 1.25% 1.22%
IRA Account $250.00 0.40% 0.40%
Children's Account $5.00 0.10% 0.10%
Minor Passbook $50.00 0.10% 0.10%
Holiday Account $5.00 0.05% 0.05%
14 Month Special for Existing Funds $2,000.00 0.50% 0.50%
Business Money Market $100,000 and above 0.30% 0.30%
$75,000 to $100,000 0.20% 0.20%
$25,000 to $75,000 0.15% 0.15%
$2,500 to $25,000 0.15% 0.15%

Mortgage Rates

The posted mortgage rates are a sample of the rates that are offered. They are subject to change at any time. Call us at 773-561-7051 for more information and options. The example Annual Percentage Rate (APR) indicated below is for an owner occupied, first mortgage loan in the amount of $250,000. The rates below are available for loans up to $417,000. Rates are effective 03/01/2016.

Term Rate Points APR Monthly Payment per $10,000
30 Year Fixed 4.25% 0.25% 4.40% $49.19
30 Year Fixed 4.50% 0.00% 4.63% $50.67
20 Year Fixed 4.00% 0.75% 4.26% $60.60
20 Year Fixed 4.125% 0.00% 4.30% $61.25
15 Year Fixed 3.50% 0.50% 3.79% $71.49
15 Year Fixed 3.625% 0.00% 3.84% $72.10

Jumbo Mortgage Rates

The posted mortgage rates are a sample of the rates that are offered. They are subject to change at any time. Call us at 773-561-7051 for more information and options. Jumbo Mortgage Rates and APRs are available for owner occupied, first mortgage loans in excess of $417,000 with a maximum loan-to-value of 75%. Rates are effective 03/01/2016.

Term Rate Points APR Monthly Payment per $10,000
30 Year Fixed 6.250% 1.00% 6.34% $61.57
15 Year Fixed 5.875% 1.00% 6.03% $83.71

Personal Account Disclosures

Business Account Disclosures

Terms and Conditions