Personal Checking, NOW, and Money Market Accounts

North Side Federal offers a variety of checking accounts to meet a number of needs.

Basic Free Checking Account

  • No monthly maintenance fee
  • No activity fees, unlimited check-writing and deposits
  • No ongoing minimum balance requirement after $150.00 minimum opening balance

NOW Account

  • $800.00 opening and minimum balance
  • Interest is paid on the full account balance on days when the minimum balance is satisfied at our posted rates
  • $10.00 charge if the account balance falls below the minimum balance at any time during the month
  • No activity fees, unlimited check-writing and deposits

Money Market Account

  • $2,500.00 opening and minimum balance
  • Tiered interest rate: balances above $25,000.00 earn a higher rate of interest
  • Funds are federally insured up to $100,000.00
  • Limited check writing privileges

Compliment your checking with free online banking and bill pay, a North Side Federal debit MasterCard or ATM card, and direct deposit, direct debit, and fund transfer features.

Checks can be reordered online using Deluxe, the check supplier of North Side Federal.

To learn more, please call us at 773-561-7051 or visit us at the corner of Clark and Foster in Chicago. For additional information, refer to our rates and disclosures as well as our terms and conditions.